Payment Methods
| Method | Description |
|---|---|
| Local USD | ACH, Wire, Direct Debit (only from US bank accounts) |
| Local GBP | Faster Payments, CHAPS, BACS (only from UK bank accounts) |
| Local EUR | SEPA (only from SEPA zone bank accounts) |
| Cross-border | SWIFT (available for all supported currencies from any country) |
Jurisdiction Risk Tiers
| Tier | Description | Countries |
|---|---|---|
| Standard | Standard Know-Your-Business (KYB) or Know-Your-Customer (KYC) requirements. | 187 |
| High-Risk (EDD Required) | Additional identity verification and Enhanced Due Diligence required. | 34 |
| Cadana Approval Required | Special approval needed. Exceptions may be made with Enhanced Due Diligence. | 24 |
| Prohibited | Cadana does not onboard businesses or individuals from these jurisdictions. | 6 |
Standard Risk (187 countries)
Standard Know-Your-Business (KYB) or Know-Your-Customer (KYC) requirements.| Country | USD | GBP | EUR |
|---|---|---|---|
| American Samoa | ACH, Wire, Direct Debit | SWIFT only | SWIFT only |
| Andorra | SWIFT only | SWIFT only | SEPA, SWIFT |
| Anguilla | SWIFT only | SWIFT only | SWIFT only |
| Antarctica | SWIFT only | SWIFT only | SWIFT only |
| Antigua and Barbuda | SWIFT only | SWIFT only | SWIFT only |
| Argentina | SWIFT only | SWIFT only | SWIFT only |
| Armenia | SWIFT only | SWIFT only | SWIFT only |
| Australia | SWIFT only | SWIFT only | SWIFT only |
| Austria | SWIFT only | SWIFT only | SEPA, SWIFT |
| Azerbaijan | SWIFT only | SWIFT only | SWIFT only |
| Bahamas | SWIFT only | SWIFT only | SWIFT only |
| Bahrain | SWIFT only | SWIFT only | SWIFT only |
| Belgium | SWIFT only | SWIFT only | SEPA, SWIFT |
| Belize | SWIFT only | SWIFT only | SWIFT only |
| Benin | SWIFT only | SWIFT only | SWIFT only |
| Bermuda | SWIFT only | SWIFT only | SWIFT only |
| Bolivia (Plurinational State of) | SWIFT only | SWIFT only | SWIFT only |
| Bonaire, Sint Eustatius and Saba | SWIFT only | SWIFT only | SWIFT only |
| Bouvet Island | SWIFT only | SWIFT only | SWIFT only |
| Brazil | SWIFT only | SWIFT only | SWIFT only |
| British Indian Ocean Territory | SWIFT only | SWIFT only | SWIFT only |
| Brunei Darussalam | SWIFT only | SWIFT only | SWIFT only |
| Bulgaria | SWIFT only | SWIFT only | SEPA, SWIFT |
| Cabo Verde | SWIFT only | SWIFT only | SWIFT only |
| Cambodia | SWIFT only | SWIFT only | SWIFT only |
| Canada | SWIFT only | SWIFT only | SWIFT only |
| Cayman Islands | SWIFT only | SWIFT only | SWIFT only |
| Chad | SWIFT only | SWIFT only | SWIFT only |
| Chile | SWIFT only | SWIFT only | SWIFT only |
| Christmas Island | SWIFT only | SWIFT only | SWIFT only |
| Cocos (Keeling) Islands | SWIFT only | SWIFT only | SWIFT only |
| Colombia | SWIFT only | SWIFT only | SWIFT only |
| Comoros | SWIFT only | SWIFT only | SWIFT only |
| Congo | SWIFT only | SWIFT only | SWIFT only |
| Cook Islands | SWIFT only | SWIFT only | SWIFT only |
| Costa Rica | SWIFT only | SWIFT only | SWIFT only |
| Curaçao | SWIFT only | SWIFT only | SWIFT only |
| Cyprus | SWIFT only | SWIFT only | SEPA, SWIFT |
| Czechia | SWIFT only | SWIFT only | SWIFT only |
| Denmark | SWIFT only | SWIFT only | SEPA, SWIFT |
| Djibouti | SWIFT only | SWIFT only | SWIFT only |
| Dominica | SWIFT only | SWIFT only | SWIFT only |
| Dominican Republic | SWIFT only | SWIFT only | SWIFT only |
| Ecuador | SWIFT only | SWIFT only | SWIFT only |
| Egypt | SWIFT only | ✗ | ✗ |
| El Salvador | SWIFT only | SWIFT only | SWIFT only |
| Equatorial Guinea | SWIFT only | SWIFT only | SWIFT only |
| Estonia | SWIFT only | SWIFT only | SEPA, SWIFT |
| Eswatini | SWIFT only | SWIFT only | SWIFT only |
| Falkland Islands (Malvinas) | SWIFT only | SWIFT only | SWIFT only |
| Faroe Islands | SWIFT only | SWIFT only | SWIFT only |
| Fiji | SWIFT only | SWIFT only | SWIFT only |
| Finland | SWIFT only | ✗ | ✗ |
| France | SWIFT only | SWIFT only | SEPA, SWIFT |
| French Guiana | SWIFT only | SWIFT only | SEPA, SWIFT |
| French Polynesia | SWIFT only | SWIFT only | SWIFT only |
| French Southern Territories | SWIFT only | SWIFT only | SEPA, SWIFT |
| Gabon | SWIFT only | SWIFT only | SWIFT only |
| Gambia | SWIFT only | SWIFT only | SWIFT only |
| Georgia | SWIFT only | SWIFT only | SWIFT only |
| Germany | SWIFT only | SWIFT only | SEPA, SWIFT |
| Ghana | SWIFT only | SWIFT only | SWIFT only |
| Gibraltar | SWIFT only | Faster Payments, CHAPS, BACS | SWIFT only |
| Greece | SWIFT only | SWIFT only | SEPA, SWIFT |
| Greenland | SWIFT only | SWIFT only | SWIFT only |
| Grenada | SWIFT only | SWIFT only | SWIFT only |
| Guadeloupe | SWIFT only | SWIFT only | SEPA, SWIFT |
| Guam | ACH, Wire, Direct Debit | SWIFT only | SWIFT only |
| Guatemala | SWIFT only | SWIFT only | SWIFT only |
| Guernsey | SWIFT only | Faster Payments, CHAPS, BACS | SWIFT only |
| Guinea | SWIFT only | SWIFT only | SWIFT only |
| Guyana | SWIFT only | SWIFT only | SWIFT only |
| Heard Island and McDonald Islands | SWIFT only | SWIFT only | SWIFT only |
| Holy See | SWIFT only | SWIFT only | SWIFT only |
| Honduras | SWIFT only | SWIFT only | SWIFT only |
| Hong Kong | SWIFT only | SWIFT only | SWIFT only |
| Hungary | SWIFT only | ✗ | ✗ |
| Iceland | SWIFT only | SWIFT only | SEPA, SWIFT |
| India | SWIFT only | SWIFT only | SWIFT only |
| Indonesia | SWIFT only | SWIFT only | SWIFT only |
| Ireland | SWIFT only | SWIFT only | SEPA, SWIFT |
| Isle of Man | SWIFT only | Faster Payments, CHAPS, BACS | SWIFT only |
| Israel | SWIFT only | SWIFT only | SWIFT only |
| Italy | SWIFT only | SWIFT only | SEPA, SWIFT |
| Japan | SWIFT only | SWIFT only | SWIFT only |
| Jersey | SWIFT only | Faster Payments, CHAPS, BACS | SWIFT only |
| Jordan | SWIFT only | SWIFT only | SWIFT only |
| Kazakhstan | SWIFT only | SWIFT only | SWIFT only |
| Kiribati | SWIFT only | SWIFT only | SWIFT only |
| Korea, Republic of | SWIFT only | SWIFT only | SWIFT only |
| Kuwait | SWIFT only | ✗ | ✗ |
| Kyrgyzstan | SWIFT only | SWIFT only | SWIFT only |
| Latvia | SWIFT only | ✗ | ✗ |
| Lesotho | SWIFT only | SWIFT only | SWIFT only |
| Liberia | SWIFT only | SWIFT only | SWIFT only |
| Liechtenstein | SWIFT only | SWIFT only | SEPA, SWIFT |
| Lithuania | SWIFT only | SWIFT only | SEPA, SWIFT |
| Luxembourg | SWIFT only | SWIFT only | SEPA, SWIFT |
| Macao | SWIFT only | SWIFT only | SWIFT only |
| Madagascar | SWIFT only | SWIFT only | SWIFT only |
| Malawi | SWIFT only | SWIFT only | SWIFT only |
| Malaysia | SWIFT only | SWIFT only | SWIFT only |
| Maldives | SWIFT only | SWIFT only | SWIFT only |
| Mali | SWIFT only | SWIFT only | SWIFT only |
| Malta | SWIFT only | SWIFT only | SEPA, SWIFT |
| Marshall Islands | SWIFT only | SWIFT only | SWIFT only |
| Martinique | SWIFT only | SWIFT only | SEPA, SWIFT |
| Mauritania | SWIFT only | SWIFT only | SWIFT only |
| Mauritius | SWIFT only | SWIFT only | SWIFT only |
| Mayotte | SWIFT only | SWIFT only | SEPA, SWIFT |
| Mexico | SWIFT only | SWIFT only | SWIFT only |
| Micronesia, Federated States of | SWIFT only | SWIFT only | SWIFT only |
| Moldova, Republic of | SWIFT only | SWIFT only | SWIFT only |
| Mongolia | SWIFT only | SWIFT only | SWIFT only |
| Montenegro | SWIFT only | SWIFT only | SWIFT only |
| Montserrat | SWIFT only | SWIFT only | SWIFT only |
| Nauru | SWIFT only | SWIFT only | SWIFT only |
| Netherlands | SWIFT only | ✗ | ✗ |
| New Caledonia | SWIFT only | SWIFT only | SWIFT only |
| New Zealand | SWIFT only | SWIFT only | SWIFT only |
| Niue | SWIFT only | SWIFT only | SWIFT only |
| Norfolk Island | SWIFT only | SWIFT only | SWIFT only |
| Northern Mariana Islands | ACH, Wire, Direct Debit | SWIFT only | SWIFT only |
| Norway | SWIFT only | SWIFT only | SEPA, SWIFT |
| Oman | SWIFT only | SWIFT only | SWIFT only |
| Palau | SWIFT only | SWIFT only | SWIFT only |
| Panama | SWIFT only | SWIFT only | SWIFT only |
| Papua New Guinea | SWIFT only | SWIFT only | SWIFT only |
| Paraguay | SWIFT only | SWIFT only | SWIFT only |
| Peru | SWIFT only | SWIFT only | SWIFT only |
| Philippines | SWIFT only | SWIFT only | SWIFT only |
| Pitcairn | SWIFT only | SWIFT only | SWIFT only |
| Poland | SWIFT only | SWIFT only | SEPA, SWIFT |
| Portugal | SWIFT only | SWIFT only | SEPA, SWIFT |
| Puerto Rico | ACH, Wire, Direct Debit | SWIFT only | SWIFT only |
| Romania | SWIFT only | SWIFT only | SEPA, SWIFT |
| Rwanda | SWIFT only | SWIFT only | SWIFT only |
| Réunion | SWIFT only | SWIFT only | SEPA, SWIFT |
| Saint Barthélemy | SWIFT only | SWIFT only | SEPA, SWIFT |
| Saint Helena, Ascension and Tristan da Cunha | SWIFT only | SWIFT only | SWIFT only |
| Saint Kitts and Nevis | SWIFT only | SWIFT only | SWIFT only |
| Saint Lucia | SWIFT only | SWIFT only | SWIFT only |
| Saint Martin (French part) | SWIFT only | SWIFT only | SEPA, SWIFT |
| Saint Pierre and Miquelon | SWIFT only | SWIFT only | SEPA, SWIFT |
| Saint Vincent and the Grenadines | SWIFT only | SWIFT only | SWIFT only |
| Samoa | SWIFT only | SWIFT only | SWIFT only |
| San Marino | SWIFT only | SWIFT only | SEPA, SWIFT |
| Sao Tome and Principe | SWIFT only | SWIFT only | SWIFT only |
| Saudi Arabia | SWIFT only | SWIFT only | SWIFT only |
| Serbia | SWIFT only | SWIFT only | SWIFT only |
| Seychelles | SWIFT only | SWIFT only | SWIFT only |
| Sierra Leone | SWIFT only | SWIFT only | SWIFT only |
| Singapore | SWIFT only | SWIFT only | SWIFT only |
| Sint Maarten (Dutch part) | SWIFT only | SWIFT only | SWIFT only |
| Slovakia | SWIFT only | SWIFT only | SEPA, SWIFT |
| Slovenia | SWIFT only | ✗ | ✗ |
| Solomon Islands | SWIFT only | SWIFT only | SWIFT only |
| South Georgia and the South Sandwich Islands | SWIFT only | SWIFT only | SWIFT only |
| Spain | SWIFT only | SWIFT only | SEPA, SWIFT |
| Sri Lanka | SWIFT only | SWIFT only | SWIFT only |
| Suriname | SWIFT only | SWIFT only | SWIFT only |
| Svalbard and Jan Mayen | SWIFT only | SWIFT only | SWIFT only |
| Sweden | SWIFT only | SWIFT only | SEPA, SWIFT |
| Switzerland | SWIFT only | SWIFT only | SEPA, SWIFT |
| Taiwan, Province of China | SWIFT only | SWIFT only | SWIFT only |
| Tajikistan | SWIFT only | SWIFT only | SWIFT only |
| Thailand | SWIFT only | SWIFT only | SWIFT only |
| Timor-Leste | SWIFT only | SWIFT only | SWIFT only |
| Togo | SWIFT only | SWIFT only | SWIFT only |
| Tokelau | SWIFT only | SWIFT only | SWIFT only |
| Tonga | SWIFT only | SWIFT only | SWIFT only |
| Tunisia | SWIFT only | ✗ | ✗ |
| Turkmenistan | SWIFT only | SWIFT only | SWIFT only |
| Turks and Caicos Islands | SWIFT only | SWIFT only | SWIFT only |
| Tuvalu | SWIFT only | SWIFT only | SWIFT only |
| United Arab Emirates | SWIFT only | SWIFT only | SWIFT only |
| United Kingdom of Great Britain and Northern Ireland | SWIFT only | SWIFT only | SWIFT only |
| United States Minor Outlying Islands | SWIFT only | SWIFT only | SWIFT only |
| United States of America | ACH, Wire, Direct Debit | SWIFT only | SWIFT only |
| Uruguay | SWIFT only | SWIFT only | SWIFT only |
| Uzbekistan | SWIFT only | SWIFT only | SWIFT only |
| Virgin Islands (British) | SWIFT only | SWIFT only | SWIFT only |
| Virgin Islands (U.S.) | SWIFT only | SWIFT only | SWIFT only |
| Wallis and Futuna | SWIFT only | SWIFT only | SWIFT only |
| Western Sahara | SWIFT only | SWIFT only | SWIFT only |
| Zambia | SWIFT only | SWIFT only | SWIFT only |
| Åland Islands | SWIFT only | SWIFT only | SEPA, SWIFT |
High-Risk — EDD Required (34 countries)
Additional identity verification and Enhanced Due Diligence required.| Country | USD | GBP | EUR |
|---|---|---|---|
| Albania | SWIFT only | SWIFT only | SWIFT only |
| Angola | SWIFT only | SWIFT only | SWIFT only |
| Barbados | SWIFT only | SWIFT only | SWIFT only |
| Bhutan | ✗ | SWIFT only | SWIFT only |
| Bosnia-Herzegovina | SWIFT only | SWIFT only | SWIFT only |
| Botswana | SWIFT only | SWIFT only | SWIFT only |
| Burkina Faso | SWIFT only | SWIFT only | SWIFT only |
| Burundi | ✗ | SWIFT only | SWIFT only |
| Cameroon | SWIFT only | SWIFT only | SWIFT only |
| Central Republic of Africa | SWIFT only | ✗ | ✗ |
| Cote D’Ivoire | SWIFT only | SWIFT only | SWIFT only |
| Croatia | SWIFT only | SWIFT only | SEPA, SWIFT |
| Eritrea | SWIFT only | SWIFT only | SWIFT only |
| Ethiopia | SWIFT only | SWIFT only | SWIFT only |
| Guinea Bissau | ✗ | SWIFT only | SWIFT only |
| Jamaica | SWIFT only | SWIFT only | SWIFT only |
| Kenya | SWIFT only | SWIFT only | SWIFT only |
| Kosovo | ✗ | SWIFT only | SWIFT only |
| Lao People’s Democratic Republic | SWIFT only | SWIFT only | SWIFT only |
| Monaco | SWIFT only | SWIFT only | SEPA, SWIFT |
| Namibia | SWIFT only | SWIFT only | SWIFT only |
| Niger | ✗ | SWIFT only | SWIFT only |
| Nigeria | SWIFT only | SWIFT only | SWIFT only |
| Pakistan | SWIFT only | SWIFT only | SWIFT only |
| Senegal | SWIFT only | SWIFT only | SWIFT only |
| South Africa | SWIFT only | SWIFT only | SWIFT only |
| Tanzania | SWIFT only | SWIFT only | SWIFT only |
| Trinidad & Tobago | SWIFT only | SWIFT only | SWIFT only |
| Turkey | SWIFT only | SWIFT only | SWIFT only |
| Uganda | SWIFT only | SWIFT only | SWIFT only |
| Ukraine | SWIFT only | SWIFT only | SWIFT only |
| Vanuatu | SWIFT only | SWIFT only | SWIFT only |
| Vietnam | SWIFT only | ✗ | ✗ |
| Zimbabwe | ✗ | SWIFT only | SWIFT only |
Cadana Approval Required (24 countries)
Special approval needed. Exceptions may be made with Enhanced Due Diligence.| Country | USD | GBP | EUR |
|---|---|---|---|
| Afghanistan | ✗ | ✗ | ✗ |
| Algeria | ✗ | ✗ | ✗ |
| Bangladesh | ✗ | ✗ | ✗ |
| Belarus | ✗ | ✗ | ✗ |
| China | ✗ | ✗ | ✗ |
| Congo, the Democratic Republic | ✗ | ✗ | ✗ |
| Gaza Strip | ✗ | ✗ | ✗ |
| Haiti | ✗ | ✗ | ✗ |
| Iraq | ✗ | ✗ | ✗ |
| Lebanon | ✗ | ✗ | ✗ |
| Libya | ✗ | ✗ | ✗ |
| Morocco | ✗ | ✗ | ✗ |
| Mozambique | ✗ | ✗ | ✗ |
| Nepal | ✗ | ✗ | ✗ |
| Nicaragua | ✗ | ✗ | ✗ |
| North Macedonia | ✗ | ✗ | ✗ |
| Qatar | ✗ | ✗ | ✗ |
| Russian Federation | ✗ | ✗ | ✗ |
| Somalia | ✗ | ✗ | ✗ |
| South Sudan | ✗ | ✗ | ✗ |
| Sudan | ✗ | ✗ | ✗ |
| Venezuela | ✗ | ✗ | ✗ |
| West Bank (Palestinian Territory, Occupied) | ✗ | ✗ | ✗ |
| Yemen | ✗ | ✗ | ✗ |
Prohibited Jurisdictions (6)
Cadana does not onboard businesses or individuals from these jurisdictions.| Country | USD | GBP | EUR |
|---|---|---|---|
| Cuba | ✗ | ✗ | ✗ |
| Iran, Islamic Republic of | ✗ | ✗ | ✗ |
| Myanmar | ✗ | ✗ | ✗ |
| North Korea (Democratic People’s Republic of Korea) | ✗ | ✗ | ✗ |
| Syria | ✗ | ✗ | ✗ |
| Ukrainian Territories (Crimea, Sevastopol, Donetsk, Kherson, Luhansk, Zaporizhzhia) | ✗ | ✗ | ✗ |
For questions about funding your Cadana account, please contact your account representative.
Related
Fund Your Account
Step-by-step guide to funding via bank transfer, ACH, or crypto
KYB Requirements
Business verification process and required documents
KYC Verification
User identity verification flow and statuses